Younger drivers particularly those under the age of 25 are usually seen as a higher risk group by car insurance providers. This is partly because they have less driving experience and statistically speaking they are more likely to cause an accident. For some young drivers this means that their insurance premiums can be extremely expensive.
There are however a few steps that young drivers can take which could possibly reduce the amount that they pay for young drivers car insurance in Northern Ireland.
Don’t take the first quote you come across, comparison websites make it possible to compare dozens of quotes by filling in a single form, allowing you to pick a suitable policy based on price features and benefits.
Cheap Car Insurance NI allows you to compare quotes from a range of car insurance providers all of whom work in the Northern Ireland insurance market.
Check to find out what your car insurance premiums will be before buying a car. Some cars are more expensive to insure than others or example a high-performance sports car is likely to be much more expensive to insure than a small car with a less powerful engine.
Fitting a car with engine immobilizers, tracking devices and alarms may also have a positive impact on your insurance premiums as the car will be harder to steal.
Your premiums may be reduced if you select a higher voluntary excess when purchasing your car insurance policy.